Buying a home is one of life’s most exciting milestones, but it can also feel overwhelming. There are so many properties on the market, yet competition is still intense. And with so many buying options and possibilities, it’s important to know how to prioritise.
Whether you’re getting your foot on the ladder as a first-time buyer or upsizing for a growing family, here’s a checklist to follow throughout the process.
Table of Contents
Location and connectivity
Firstly, you need to assess whether the local area can give you what you need. Think about your lifestyle and what you prioritise in life: do you prefer busy urban centres with lots of shops, or would you rather wake up to views of rolling green fields?
You should try to choose from new homes in a location that suits your long-term plans. Check the proximity to schools, working opportunities, and important amenities like medical services and grocery shops.
If you don’t drive, you’ll need to rely on public transport – so make sure you check the nearest bus stops and train stations, plus timetables.
Home features and layout
Next, you should think about the property itself.
Try to look for layouts that suit your needs, especially if you have a growing family. Open-plan layouts and bedrooms with ample storage can make the daily routine easier for families with young children. If you work from home, make sure you can envisage an office space too.
Furthermore, energy-efficient features should make the property more appealing. Check the existing Energy Performance Certificate and compare it with other properties nearby.
Financial considerations
Every new homeowner should try to follow a budget, but it’s important to remember that there will always be extra costs.
Set aside a clear budget that includes deposits, fees, and taxes. From spring 2025, buyers may need to pay more on second homes due to stamp duty. Bear this in mind and explore incentives that could benefit you.
Long-term costs should also be something to keep in mind. Council tax and maintenance might feel distant now but will soon become a reality, so don’t forget to keep some savings in the bank.
Choose a trusted builder
Next, it’s vital to choose a reputable developer if you’re set on buying a new build home. Make sure to read online reviews and confirm that the home builder offers reasonable warranty terms, especially on houses in new developments.
If you’ve got an area in mind, visit any show homes as soon as they’re ready. Assess the build quality and design, looking for evidence that you’ll be making the right choice to invest.
Make it yours
Finally, don’t forget that you’re buying a house to turn it into your home!
Try to choose a property that offers plenty of scope for personalisation. That doesn’t need to mean a total renovation project, but you should identify opportunities for painting, changing the layout, or extending outwards.
With time and careful consideration, you’ll be certain to find your dream home. Don’t rush the process!
